• No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
  • We make Refinancing a breeze!

Welcome to Mountain West Financial, Irvine.

Orange County California Home Loans

We are local to Irvine but serve all of Orange County and its surrounding cities, and parts of San Diego County. So if you're looking for an FHA Santa Ana, Conventional Newport Beach, or VA Oceanside mortgage, we can help you. Here is a complete list of our purchase programs:

FHA | FHA 203K | VA | USDA | HomePath | EEM | CalPATH

CalPATH is an exclusive Mountain West product – it offers home loan benefits to members of CalSTRS, CalPERS, JRS and LRS. Eligible borrowers enjoy reduced lender fees, free float downs and more. Give us a call if you're unsure of your eligibility.

Mortgage Refinance

Additionally, we offer a number of refinance programs to accommodate those homeowners who are interested in shortening their loan term or reducing their interest rates:

FHA Streamline | FHA Cash-Out | FHA 203K | VA Streamline | VA Cash-Out | USDA Streamline

Conventional | HELOC | Commercial | DU Refi Plus | Open Access

Inquire Online

We are investing in the latest technology to ensure you have a quality, low maintenance experience with Mountain West. To get started, fill out our secure, online application by clicking Apply Now.

NMLS Consumer Access License Lookup: http://www.nmlsconsumeraccess.org/

 

Latest from the Blog

Apr
10
2014
Conventional Loan FAQ
A conventional loan is any type of mortgage loan that isn’t guaranteed by the federal government. When you have a conventional loan, it’s either conforming or non-conforming. A conforming conventional loan follows the guidelines as set forth by Fannie...
Apr
10
2014
Pre-Qualification Versus Pre-Approval
There are two forms of proof you can obtain from your lender that show real estate agents and sellers that you’re financially prepared to buy a home. Learn the differences between each so you can make a solid decision as to what’s going to add to your buying power...
Apr
10
2014
Repairing Credit After Bankruptcy
If you’ve gone through a bankruptcy, you know that it represents a complete turning point in your life. You’ll likely be extremely conscious of how much money you spend in your daily life and how it affects all the other aspects of your life. If you want to repair...
Apr
07
2014
Documents Needed for Mortgage Loan Approval
Underwriters are following more stringent terms than ever, and so lenders will require many documents from you in order to evaluate your mortgage qualification. But lenders also want your business, so while collecting the following may be tedious, help your mortgage company...