Complete our online secure application.
See if you qualify for a new mortgage before you apply.
Check out the latest in the mortgage industry.
Welcome to Mountain West Financial, Irvine.
Orange County California Home Loans
We are local to Irvine but serve all of Orange County and its surrounding cities, and parts of San Diego County. So if you're looking for an FHA Santa Ana, Conventional Newport Beach, or VA Oceanside mortgage, we can help you. Here is a complete list of our purchase programs:
FHA | FHA 203K | VA | USDA | HomePath | EEM | CalPATH
CalPATH is an exclusive Mountain West product – it offers home loan benefits to members of CalSTRS, CalPERS, JRS and LRS. Eligible borrowers enjoy reduced lender fees, free float downs and more. Give us a call if you're unsure of your eligibility.
Additionally, we offer a number of refinance programs to accommodate those homeowners who are interested in shortening their loan term or reducing their interest rates:
FHA Streamline | FHA Cash-Out | FHA 203K | VA Streamline | VA Cash-Out | USDA Streamline
Conventional | HELOC | Commercial | DU Refi Plus | Open Access
We are investing in the latest technology to ensure you have a quality, low maintenance experience with Mountain West. To get started, fill out our secure, online application by clicking Apply Now.
NMLS Consumer Access License Lookup: http://www.nmlsconsumeraccess.org/
Latest from the Blog
Afford a Home with These Tips
Homes are not cheap. To to be a homeowner, you usually have to start saving young and continue for several years. However, there might be a few ways you can afford a home sooner rather than later. Here are some of our tips about how to afford a house:
6 Easy Ways to Mess Up a Home Purchase
If you’ve never purchased a home before, you might not know how easy it is to mess up a home purchase. There are many factors that first time home buyers especially fail to remember when looking for a home for various financial and emotional reasons. Here are the seven...
Fall Home Buying
It’s pretty common knowledge that real estate is influenced by the economy, job market, and mortgage interest rates. However, you might not know that it’s also influenced by the seasons. Fall is one of the busiest times in the year to buy a home; it’s...
How to Get a Great Deal on Your Mortgage Rate
If you’re planning on buying a home in the next few months or years, you might be overwhelmed by the number of different interest rates that seem to be constantly fluctuating. What you might not know is that your mortgage rate is mostly determined by personal factors and...