• No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
  • We make Refinancing a breeze!

Welcome to Mountain West Financial, Irvine.

Orange County California Home Loans

We are local to Irvine but serve all of Orange County and its surrounding cities, and parts of San Diego County. So if you're looking for an FHA Santa Ana, Conventional Newport Beach, or VA Oceanside mortgage, we can help you. Here is a complete list of our purchase programs:

FHA | FHA 203K | VA | USDA | HomePath | EEM | CalPATH

CalPATH is an exclusive Mountain West product – it offers home loan benefits to members of CalSTRS, CalPERS, JRS and LRS. Eligible borrowers enjoy reduced lender fees, free float downs and more. Give us a call if you're unsure of your eligibility.

Mortgage Refinance

Additionally, we offer a number of refinance programs to accommodate those homeowners who are interested in shortening their loan term or reducing their interest rates:

FHA Streamline | FHA Cash-Out | FHA 203K | VA Streamline | VA Cash-Out | USDA Streamline

Conventional | HELOC | Commercial | DU Refi Plus | Open Access

Inquire Online

We are investing in the latest technology to ensure you have a quality, low maintenance experience with Mountain West. To get started, fill out our secure, online application by clicking Apply Now.

NMLS Consumer Access License Lookup: http://www.nmlsconsumeraccess.org/

 

Latest from the Blog

Recent Articles

Jul
25
2014
Get Rid of PMI for Good
If you own a home and are currently paying private mortgage insurance, you are most likely trying to figure out ways to remove it from your expenses. As you may know, PMI is exclusive to Conventional loans, and is applied when you put forth a down payment that is less then 20%. Here are some...
Jul
18
2014
What Is Home Equity?
If you’re a current or future homeowner, you’ve most likely heard the term “home equity” being thrown around.  So, what is it?  Essentially, home equity is the amount that differentiates the home’s value and how much the borrower owes....
Jul
10
2014
What's the Difference Between Government and Conventional Loans?
What's the difference between conventional and government loans? The main answer is simple, but the program disparities can be radical. In short, a conventional loan is not insured by the government, and a government loan is insured by the government. Both types of loans have...
Jun
27
2014
I Submitted My Mortgage Application, Now What?
Mostly, the answer is: wait. Once you have completed your mortgage application, it will be processed by the loan underwriting department. Your application will be thoroughly reviewed by underwriters in order to assess whether or not you qualify for the loan. This process can take up to...