• No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
  • We make Refinancing a breeze!

Welcome to Mountain West Financial, Irvine.

Orange County California Home Loans

We are local to Irvine but serve all of Orange County and its surrounding cities, and parts of San Diego County. So if you're looking for an FHA Santa Ana, Conventional Newport Beach, or VA Oceanside mortgage, we can help you. Here is a complete list of our purchase programs:

FHA | FHA 203K | VA | USDA | HomePath | EEM | CalPATH

CalPATH is an exclusive Mountain West product – it offers home loan benefits to members of CalSTRS, CalPERS, JRS and LRS. Eligible borrowers enjoy reduced lender fees, free float downs and more. Give us a call if you're unsure of your eligibility.

Mortgage Refinance

Additionally, we offer a number of refinance programs to accommodate those homeowners who are interested in shortening their loan term or reducing their interest rates:

FHA Streamline | FHA Cash-Out | FHA 203K | VA Streamline | VA Cash-Out | USDA Streamline

Conventional | HELOC | Commercial | DU Refi Plus | Open Access

Inquire Online

We are investing in the latest technology to ensure you have a quality, low maintenance experience with Mountain West. To get started, fill out our secure, online application by clicking Apply Now.

NMLS Consumer Access License Lookup: http://www.nmlsconsumeraccess.org/

 

Latest from the Blog

Recent Articles

Aug
21
2014
6 Easy Ways to Mess Up a Home Purchase
If you’ve never purchased a home before, you might not know how easy it is to mess up a home purchase.  There are many factors that first time home buyers especially fail to remember when looking for a home for various financial and emotional reasons.  Here are the seven...
Aug
15
2014
Fall Home Buying
It’s pretty common knowledge that real estate is influenced by the economy, job market, and mortgage interest rates.  However, you might not know that it’s also influenced by the seasons.  Fall is one of the busiest times in the year to buy a home; it’s...
Aug
01
2014
How to Get the Best Deal on Your Mortgage Rate
If you’re planning on buying a home in the next few months or years, you might be overwhelmed by the number of different interest rates that seem to be constantly fluctuating.  What you might not know is that your mortgage rate is mostly determined by personal factors and...
Jul
25
2014
Get Rid of PMI for Good
If you own a home and are currently paying private mortgage insurance, you are most likely trying to figure out ways to remove it from your expenses. As you may know, PMI is exclusive to Conventional loans, and is applied when you put forth a down payment that is less then 20%. Here are some...